Analytics as a Service

Analytics is the discovery, interpretation, and communication of meaningful patterns in data and applying those patterns towards effective decision making. In other words, analytics can be understood as the connective tissue between data and effective decision making within an organization.

Organizations may apply analytics to business data to describe, predict, and improve business performance. Specifically, areas within analytics include predictive analyticsprescriptive analyticsenterprise decision management, ... and optimization, price and promotion modeling, predictive science, credit risk analysis... the algorithms and software used for analytics harness the most current methods in computer science, statistics, and mathematics.

"Analytics," Wikipedia



Christmas Lights on Trees
Let Us Do the Heavy Lifting 

Risk-based Capital and Risk-Based Pricing:

  • Estimations of Probability of Default, Loss Given Default, Exposure-at-Default

  • Expected Loss, Unexpected Loss, Economic (risk) capital calculations

FASB's Current Expected Credit Loss (CECL) Model & IASB's IFRS 9 Impairment Model